8 Things Smart Starters Do Before They Buy A Home

And you should have a monthly mortgage payment that you’re comfortable with. Therefore, for most buyers, the price of the house is a decisive consideration. The pre-approval process involves a lender who analyzes your finances (income, credit, and debt) to determine how much home you can afford. A mortgage lender uses the debt-to-income ratio to […]

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5 Things You Should Know Before Buying A Condominium

In addition, townhouse communities usually have homeowners associations. The owners pay monthly fees for the insurance and maintenance of the communal areas of the municipality, as well as for services such as garbage collection and snow removal. Some homeowners associations enforce rules for community aesthetics, such as the permitted exterior colors and the types of […]

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8 Things Every New Filmmaker Has To Learn Before Making His First Film

The point of view of each camera also influences the configuration of the camera. Cinematographers are closely associated with the film from start to finish and take part in the rehearsals to determine the camera settings in response to actions, gestures, body positioning and blockage by actors. Bottom-up is often easier to see than credits […]

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